Friday, 11 November 2016

Adios Dodd-Frank

With the new administration proposing to water down Dodd-Frank, banking stocks have zoomed an impressive 10% over the past two days. Wells Fargo has in fact recovered from the account opening scandals to zoom 13% and is up 7% over the last three months.

What may be good news for the investors may not necessarily be good for the consumers. With significantly watered-down banking and consumer regulations, the average consumer may find himself at the receiving end. With stagnant real wage growth and zooming student loans (above $1 trillion mark), future demand may get significantly affected. Dollar General and Dollar Tree could see substantially increased footfalls. Already Dollar General is up 6.7% over the past two days.

However there may be good news for companies selling luxury goods and services such as Tiffany & Co. (up 6.1%). Cruise liners may be another area to watch out for.

While many Investment Advisors advise a wait and watch policy, the party seems to have already begun for the banks with their WMDs.



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